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股市药丸,大盘药丸了吗?

股市点牛股2019-05-14 15:15:00

股市药丸,大盘药丸了吗?股票直播 股票融资 股票质押

Just recently, mom released financial data for July, and M2, one of the most important indicators in the data, hit a new record low to 9.2%!


Apart from M2, the social data is also worth mentioning, which will directly affect all the assets in the hands of the fans.


M2, a measure of the money circulating in the market, has fallen below 10 per cent this time.


Want to know, although the epicenter mom this year's slogan is to close the valve, deleveraging, M2 target is 12% in the year and in July, the M2 has for three consecutive months under 10%, a few months behind the central mother's day will be better.


In other words, the flood of water in the following months will not, but the trickle is ok, the "money shortage" will be alleviated to a certain extent.


In fact, careful financial fans have surely discovered recently that money funds, such as yu 'ebao, which benefit from the "money shortage", are falling.


In addition, the number of social and financial data was 1.22 trillion yuan in July, of which 915.2 billion yuan was issued to the real economy, accounting for up to 75%.


This suggests that the money is no longer empty in the financial system, and that most of the money goes directly to where it should go - the real business.


More recently, the real companies will surely find that, while the money supply is tightening in the market, it is still a big deal for financial firms to borrow to expand. This shows that the efficiency of capital use is getting higher, which is a good thing.


And these changes will have a direct impact on the two markets, housing and stock markets, that are all about money.

Let's talk about the housing market that everybody CARES about.


Although the mother will certainly loosen up a bit later, the "grey rhino" in the housing market will not be able to run again, and may be even tougher in the future.


Judging from the recent, epicenter mama to leverage the impact of tight monetary has loans to residents, on the surface not higher lending rates, but blindly will surely find that buy a house, the house loan interest rate of a float to float.


Now, don't say the second suite, even the interest rate of the first suite, is starting to rise.


In Beijing, people's livelihood and guangfa have already raised the first mortgage interest rate by 10%, while other Banks have differentiated pricing according to different customers.


In guangzhou, several state-owned Banks, including agbank, CCB, boc and bocom, raised their first mortgage interest rate to 1.05 times the benchmark.


Not only the first-tier cities, but the average interest rate of the first apartment in the country shows that compared with the beginning of the year, it is now a loan of 1 million yuan, 30 years, a full amount of nearly 500 yuan!


In addition to the rising cost of borrowing, the pace of approval of bank loans is slowing to carry out the central mother's thinking.


The lending process that has been completed in the last two months is now likely to be half a year. If you start the process now, you won't be able to get a loan by the end of the year.


Plus, the second half of the year is a time when bank lending is slowing down.


And the friends of the replacement, must grasp the buying and selling rhythm, prepare the new house in advance the down payment, leave the bank to lend sufficient time, in order not to be forced to face the awkwardness of having no room to live.


As for investment, it is not impossible to invest, but it is more than half of the demand for your choice of city, location, housing and so on. Most of us, let's rest.


And the stock market, which has recently made most of the money fans happy.


The dish chicken also said, the first half of the mother is very tight, the second half of the year will be loose, which is a considerable positive for the stock market.


One of the biggest influences is the need for a lot of money to keep on the plate.

There may have been a sense of the recent obsession with the stock market, with small changes in the style of the market. Since the collapse of the national financial work conference three weeks ago, the market has shifted from a blue-chip market to a mid-sized style.


With the relief of capital, the stock market will have a small opportunity.


Say market style changed completely, the bull market comes, it is too early, after all, we are still in a tightening cycle, the stock market will still hampered by "money shortage", but the good news is that the most bitter day has passed.


Therefore, do not blindly cut the warehouse, some of the overfall stocks and funds, now hold will let you return to blood.


The financial fans who have not yet participated in the stock market have been blessed this time, and this is the best time to invest in the stock market, which is to be fixed at the bottom of the stage and enjoy the benefits after the bull market.


This kind of market, the most recommend is to begin to cast the fund that is related to 500 index index.


最后,除了这两个受到央妈货币政策直接影响的产品,菜鸡还想再说说黄金。

最近风险事件比较多,例如 朝鲜的地缘危机、川普的各种幺蛾子,但是不出意外,下个月美国就要开启今年第二次的加息了,再加上短期而言黄金涨了不少,有相当大的回调压力,最近这段时间,财迷们还是不要太激进。

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